Good Morning
Cash Flow — projected balance
Banking
Debts
Upcoming
Next 20 projected events with the balance after each clears.
| Date | Description | Amount | Balance |
|---|
| Date | Description | Category | Account | Amount |
|---|
Add a transaction
A future date makes it a scheduled transaction — it enters the projection and never touches the balance; when its date arrives, “Post due items” (Recurring tab) posts it. Uncheck “update balance” when entering history the balance already reflects.
| Description | Category | Account | Amount | Monthly | Every | Next | Ends | Pays down | On |
|---|
Add a recurring item
Wages are Income on your checking account. A school or car payment is an Expense; if it pays a tracked debt, pick the debt under “pays down” and both balances move together. “Post due items” turns every due occurrence into real transactions and advances the next date.
| Description | Date | Cost | Account | Fit | On |
|---|
Add a planned purchase
Fit checks the projected balance from the purchase date to the end of the horizon against your cushion. Toggle “On” to see the picture with or without it.
| Name | Type | Balance | As of |
|---|
Add an account
For credit cards and loans, enter the amount owed as a positive number — it is stored as a negative balance so your net worth adds up. Use nicknames, never real account numbers.
Backup & restore
The export holds every account, transaction, recurring item, planned purchase, and the cushion setting — enough to rebuild Budget Planner from scratch. Restoring into a non-empty app replaces everything (you'll be asked first). Erasing asks first too, and offers a backup download on the way out.